Where the sky meets the earth
Langsung saja nih ya, saya mau cerita tentang pengalaman melunasi (sebagian) utang KPR di salah satu bank BUMN. Sebelumnya saya mengambil KPR sebuah rumah sederhana LB 36/LT 75 di perumahan pinggiran Kota Malang, Jawa Timur. Harganya murah, hanya Rp 261.500.000. Pemikiran saya KPR sebagai salah satu instrumen investasi saja, bukan rumah untuk benar-benar ditinggali. Alhasil, …
Meskipun sudah menikah dan punya anak, saat ini saya masih mengontrak rumah. Suami saya anti-riba, gak mau KPR, pantang beli rumah kalau dana tunai-nya belum cukup. Saya pun bukan orang yang suka punya utang, kalau bisa bayar tunai kenapa harus nyicil? Bikin tidur gak tenang. Tapi kalau soal KPR saya gak anti-anti banget sih, karena …
This post is a copy of my article on Fair Observer. The original post can be seen here: http://www.fairobserver.com/business/can-entrepreneurship-be-taught-31016/ Studying at university provides students with the necessary tools to become an entrepreneur and overcome common startup problems. There has always been a fierce debate of whether entrepreneurship can be taught or not, and if an entrepreneur …
Six months ago, in the beginning of Michaelmas term, my housemate once commented when I told him that I study Entrepreneurship and Innovation. “Innovation? What are you studying about? Something like—how to innovate?” I just laughed to that sarcasm, though deep down, yes, it got me thinking. He’s studying Finance, something very clear and concrete …
I just read an interesting article on last week’s The Economist, and tingled by this idea of how disruptive start-ups like Uber, AirBnB, and Amazon Cloud Drive reinvented not only how the business works, but also how the company made. Today there is this start up’s privilege: “go global without being big themselves”. As a small entrepreneur, you …
Everybody loves nice people. Nice people won’t hurt you. Nice people will always help you. Nice people can even be the vehicle you use when you need to go further. Oh and everybody likes to be liked. Even before Facebook invented the ‘Like’ button and utilised this as psychological tool to deepen its users engagement. And it is so understandable …
Time flies, so does technology. From the era of Netscape until Chrome, from mIRC until WhatsApp, internet does drastically evolve. Ten years ago we can still find many choices for the same service provided on Internet. However, it’s undeniable that most of Internet service we find now are provided and owned by these two companies: Google …
What comes to your mind when you hear those words of ‘social business’, ‘corporate social responsibility’, or any other noble things that seem too idealistic to do? The middle line between business and social charity?The marriage between capitalism and socialism? Since CSR term coined years ago, it suddenly became such a ‘happening trend’. Corporations started …
“Ya mungkin itu yang terbaik, kamu ditakdirkan untuk menjadi orang profesional.” Begitu SMS dari Bapak saat saya kabari tentang kegagalan dalam seleksi awal beasiswa ADS. Sejujurnya saya juga enggak terlalu berharap untuk langsung memperoleh beasiswa dalam usaha pertama mencoba–I’m pretty sure that it’s gonna be difficult. Apalagi full scholarship dari pemerintah negara yang sudah populer, …
“Do not SAVE what is left after SPENDING; SPEND what is left after SAVING.” – Warren Buffet Saat ini menabung di bank bukan lagi merupakan pilihan investasi yang tepat. Meskipun uang kita tersimpan dalam brankas baja bank, tapi kita punya kartu ATM yang bisa mengeluarkannya dengan mudah kapan saja di mana saja. Pasti hasrat konsumtif …